Belongings Damaged In Attics

That s 130 degree temperature change harb said.

Belongings damaged in attics.

Anything that s safe to store in these rooms should still be put away in a plastic. Replace any damaged wiring immediately. It might shock you to know that not all forms of water damage are covered by insurance. First they can chew their way into your attic.

The biggest problem associated with attic storage is the potential for moisture damage. Regardless if the damage to property is caused by house rats beavers hamsters beavers chipmunks porcupines or squirrels you may file for an insurance claim. Find out the instances wherein your home insurance policy will not cover for rodent damage. If the house is an older construction the wiring should be thoroughly checked for signs of fraying or corrosion.

The most common cause of attic fires is heat from powered electrical equipment along with faulty wiring and electrical malfunction. Water heaters that are installed in attics or elsewhere upstairs increase the risk of leaks and water damage. Squirrels can do a lot of unexpected damage to attic spaces. What do they chew.

Delicate fabrics and items that are painted are particularly prone to damage when stored in the attic and plastic decorations like ornaments may melt or warp in the heat. Moisture vapor will settle into fabric promoting the growth of mold and mildew. Just because it s common doesn t mean it s a good idea though. In texas homes it s common to find water heaters in the attic.

Although homeowners insurance protects your property against weather theft and things such as fire and ice it won t cover water damage from floods sewage backup or gradual leaks but it will cover damage from a burst pipe. Whether a birds or moths in the attic a raccoon in the garage or mice in the basement critters aren t concerned with taking care of your belongings as a general rule of thumb nothing in your attic garage or basement should be left out in the open. Holes that the raccoon used to get inside your home will probably start letting water in and this will lead to damage or your actual possessions as well as rotting wood water dripping through the roof into the main frame of the building and mould. However there are instances where your policy can t cover for the damage.

Holiday decorations can be damaged by the extreme heat in attics says santoro.